Why the Little Things Really Do Matter
Frugal living involves a number of strategies to save on everyday and less frequent purchases. Many of these strategies, such as using coupons, cash-back websites, mail-in rebates, and generic brands to save money, seem to only chip away at the surface of your overall bill amount. Sometimes, I hear of people getting frustrated with putting [...]
A Guide to 529 Plan Withdrawals
With the cost of tuition rising faster than inflation, saving for college early is critical. A quality education must be planned for from an early age–sometimes even from birth. Parents who wish to help pay for their children’s college education have a number of different investment options. Currently, the most popular investment vehicle for college [...]
Why a Target Retirement Fund May Be Right For You
Retirement may seem like something that is ages away. You are young and enjoying life, why should you worry about retirement? Well, it turns out that now is the BEST time to start planning for retirement. The sooner you start saving, the more freedom you will have when that time comes. Although the number varies [...]
What Comes First? A Step-By-Step Guide to Financial Independence: Step 7–Build Wealth Through Wise Investments
Welcome to the final installment of Independent Beginning’s Step-By-Step Guide to Financial Independence inspired by Dave Ramsey’s “Baby Steps”. In the last installment, you learned about Step 6: Pay Off Your Low-Interest Debt. In this installment, you will learn about Step 7: Build Wealth Through Wise Investments. Step 7: Build Wealth Through Wise Investments At [...]
How to Choose a 529 Plan for College Savings
One of the most important decisions newly married couples will need to make is whether or not they will help fund their future children’s college education. If you decide that you do, in fact, want to help out, a 529 plan is probably your best option for saving up the money. A 529 plan allows [...]
