My First Ever Giveaway–The Skinny on Credit Cards!
A few weeks ago, I reviewed the book The Skinny on Credit Cards, by Jim Randel. For those of you who do not remember, The Skinny on Credit Cards is a fun, light read that provides a general education on the way that credit cards work. It follows the story of Beth and Billy, an [...]
Responsible Credit Cardholders Beware!
The other day I introduced to you the Credit CARD Act of 2009. This act will reform the credit card industry and attempt to make credit card companies more honest in their dealings with cardholders. Although this act seems to force positive changes in credit card policies, there may be some unexpected negative consequences that [...]
Attention Students: You are Gonna Need Permission to Open that Credit Card
Yesterday, the Senate passed the Credit Card Accountability, Responsibility, and Disclosure Act of 2009, or the “Credit CARD Act”. This legislation, which has been in the making for quite some time, has some real effect on students. Now, all people under twenty-one years of age will need a cosigner over the age of twenty-one to [...]
Introducing a Brand New Prepaid Debit Card for Teens!
Discover Card has recently unveiled a brand new prepaid debit card for teenagers that I find really appealing. It is the Current by Discover Card. The great thing about this card is that it offers a great deal of parental control while still teaching teenagers financial responsibility. Parents can load money onto the card for [...]
Book Review: The Skinny On Credit Cards by Jim Randel
Recently I have had the wonderful opportunity to read a brand new book about credit cards, The Skinny on Credit Cards by Jim Randel. I have to say that I really enjoyed this book. It provided a very readable and humorous overview of the way credit cards work. It is pretty basic, but it still [...]
The Search for the Perfect Credit Card–Part 3
And the winner is. . . The Discover® Student Card!!! I bet that was a surprise, huh? Well, it turns out that the actual winner was the Discover® More Card. With it’s 5% cash back in categories that change throughout the year, it’s 5%-20% cash back from participating online retailers, it’s 1% cash back on [...]
The Search for the Perfect Credit Card: Part 2
Now that we have narrowed down the options, it’s time to take a closer look at the pro’s and con’s of each of our finalists. For more information on how we started our search for the perfect credit card, see Part 1. The Discover Open Road Card–This is a very flexible rewards credit card offered [...]
The Search for the Perfect Credit Card: Part 1
Now that I have talked about the bad parts of having a credit card, it is time to focus on the good. As I mentioned in my last post, my husband and I have decided to get him his first ever credit card. According to CreditKarma.com (where you can see your Transunion credit score for [...]
Warning! Warning! Credit Cards Can Be Dangerous!
Credit cards are something that every college student will be confronted with during their college career. In fact, whether you are a college student or not, credit cards will most likely be a subject of concern for you. Nellie Mae reported that in 2005, the average undergraduate had an outstanding balance of $2,169 on his [...]
