The Carnival of Twenty Something Finances: 6-29-09

Posted at June 29, 2009

Welcome to the June 29, 2009 edition of Twenty Something Finances. In this carnival, you will find the best personal finance articles for young adults! Make sure to check out each of the articles and, if you enjoy the carnival, make sure to share it with your friends! With that being said, let’s get this party started!

Editor’s Picks:

Anne Siomne presents 100 Beer-Budget Tools for Students with Champagne Taste posted at Online College Reviews – College Ratings.

Madison presents Shopping List for a Newborn Baby posted at My Dollar Plan.

The Dough Roller presents Weighing Health Insurance Costs: Co-Insurance vs. Co-Pay vs. Deductible posted at The Dough Roller, saying, “Understanding individual health insurance terms can help you pick the best policy for your needs.”

Barry presents Tips To Pay Your Bills On Time posted at Associate Money.

Tyler Tervooren presents Sustainable Kitchens: Getting the Most Out of our Appliances posted at Frugally Green, saying, “Your kitchen uses the most energy of any room in your home. Your appliances are the greatest contributor to this. By being smart about replacing them when needed and taking the time to learn how use the ones you’ve got more efficiently, it’s possible to put some big dents in your water and energy bills.”

Ray @ Financial Highway presents Honeymoon Planning Tips posted at Financial Highway, saying, “It’s wedding and honeymoon planning season, here are some tips to make honeymoon planning easier for you.”

Investing:

The Smarter Wallet presents Should You Trade Stocks Online? posted at The Smarter Wallet

Manshu presents The Decision to Not Act posted at OneMint.

ABC presents Should I Invest In Dividend Stocks (and what are they?) posted at ABCs of Investing, saying, “An explanation of dividend stocks and why you might want to invest in them.”

Investing School presents Passive Investing Convert posted at Investing School, saying, “Passive investing is really wearing on me!”

Tushar Mathur presents Can’t Control the Markets? Try controlling the Costs posted at Everything Finance, saying, “As 2008 proved, the financial markets are prone to unpredictable periods of turbulence. That can make investing feel a bit like a roller-coaster ride. The disappointing results that many mutual funds posted in 2008 and at the outset of 2009 may have left you feeling concerned over your financial future. You’re not alone.”

Diane Steward presents 25 Essential Investing Cheat sheets posted at ETFdb.

Dan at Everydayfinance presents 401K Cuts to Matching Contributions Coming – Time to Exit? posted at Everyday Finance, saying, “This article examines an alarming trend of companies cutting their 401K matching contributions and questions how you’d handle such a move by your company.”

Darwin presents Structured Notes: Products Deliver Guaranteed Returns in any Market posted at Darwin’s Finance, saying, “How the alternative investment class of Structured Notes can deliver guaranteed returns while limiting downside – if you understand the risks.”

Silicon Valley Blogger presents What’s The Best Savings Account? posted at The Digerati Life, saying, “We cover an online savings account with one of the higher rates around. If you can consider 2% APR as “high”.”

Four Pillars presents Benefits Of An Online High Interest Savings Account posted at Quest For Four Pillars, saying, “Analyzing some of the benefits of getting a good rate for an online high interest savings account.”

Frugal Living:

Ben presents Five Financial Pitfalls to Avoid During the Summer posted at Money Smart Life.

Michal presents A Bright Idea: Save Energy With LED Bulbs posted at Energy Saving Gadgets, saying, “Energy Star qualified LED lighting uses at least 75% less energy than incandescent lighting which means you can expect to reduce your energy bill just by changing out your light bulbs.”

Save Money presents Save Money By Increasing Your FSA Contributions posted at How I Save Money.net.

Credit and Debt:

Jim presents How Debt Settlement Works posted at Blueprint for Financial Prosperity.

Kathryn presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt Christian, saying, “To help you make your loans more affordable, we tracked down the direct contact information for the loan modification departments at major U.S. banks”

David presents Shop Online With a Disposable Credit Card posted at Credit Card Offers IQ, saying, “Discover has launched a service to secure your online shopping.”

Eric presents My Debt, How I’m Paying It, and the Snowball Effect posted at Narrow Bridge, saying, “This post looks at my personal debt in detail, discusses how I am paying it off, and gives a rundown of how to take advantage of the debt snowball effect.”

Leave Debt Behind presents 3 Sure Fire Ways to Raise Your Credit Score posted at Leave Debt Behind.

CreditCardAssist.com presents What’s the Difference Between a Soft and Hard Credit Inquiry? posted at Credit Card Assist.

Money Management:

Dorian Wales presents The Personal Financier: Personal Finance Management: Budget vs. Net Worth posted at The Personal Financier, saying, “While it may be recommended to manage both a budget and net-worth sometimes focus leads to better results.”

Patrick @ Cash Money Life presents FREE Online Money Management Tools posted at Cash Money Life, saying, “Here are the best FREE online money management tools, including Mint, Quicken Online, Yodlee, and others.”

Debt Freedom Fighter presents How to Create a Money Management Plan posted at Discover Debt Freedom!

Government and Economy:

Patrick @ Military Money presents Disabled Veterans to Receive $250 Stimulus Checks posted at Military Finance Network, saying, “Information about who receives the $250 economic recovery check (or stimulus check), including retirees, social security recipients, railroad retirees, and disabled veterans.”

Raj Patel presents Government-Sponsored Cell Phone Service posted at DebtGoal.

ChristianPF presents Cash For Your Clunker Stimulus Bill posted at Money in the Bible | Christian Personal Finance Blog, saying, “Is the cash for clunkers deal a good one?”

Miscellaneous:

Studenomist presents College Requirements That You Need To Make Your Application Stick Out posted at studenomics.com, saying, “A few traditional and new tips to help you improve your college application during these competitive times.”

Jack Schmidt presents 10 Ways to Fuel Your Own Economy posted at SectorMatic Money Journal.

J. Savings presents Spectacles, Testicles, Wallet and Watch posted at Budgets are Sexy., saying, “A few tips when you’re riding around in cabs ”

MoneyNing presents Side Hustle, Self Employed, Entrepreneurship posted at Money Ning, saying, “There’s really not many overnight success. Work hard and take it one step at a time!”

That concludes this edition. Submit your blog article to the next edition of Twenty Something Finances
using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page. If you liked this carnival, make sure to Tip it, Stumble it, Digg it, etc (you can do this from the Share/Save button below).

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