Personal Finance
New and Improved Free Monthly Budget Spreadsheet!
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I am excited to announce that my free monthly budget spreadsheet has undergone its first major revision and is now EVEN BETTER than before! This is the spreadsheet I personally use for my monthly budget and I created it to meet my budgeting needs. The first version of this spreadsheet was released about a [...]
Sometimes Life Throws You Curve Balls
Imagine that you are up to bat in the last inning of the last game of the World Series. You step up to the plate, lift up your bat, and look up at the pitcher with a “give me your best shot” glare. You are not scared. The entire series so far, [...]
Independent Beginning’s Weekly Spotlight
Welcome to Independent Beginning’s first ever Weekly Spotlight! From now on, ever Saturday I will be spotlighting what I feel are the best personal finance articles I have read during the week. There are a couple of reasons I have decided to do this. First of all, while I do my best [...]
What Comes First? A Step-By-Step Guide to Financial Independence: Step 7–Build Wealth Through Wise Investments
Welcome to the final installment of Independent Beginning’s Step-By-Step Guide to Financial Independence inspired by Dave Ramsey’s “Baby Steps”. In the last installment, you learned about Step 6: Pay Off Your Low-Interest Debt. In this installment, you will learn about Step 7: Build Wealth Through Wise Investments.
Step 7: Build Wealth Through Wise Investments
At this point [...]
What Come’s First? A Step-By-Step Guide to Financial Independence: Step 6–Pay Off Your Low-Interest Debt
Welcome to the fifth installment of Independent Beginning’s Step-By-Step Guide to Financial Independence inspired by Dave Ramsey’s “Baby Steps”. In the last installment, you learned about Step 5: Set Up College Funds. In this installment, you will learn about Step 6: Pay Off Your Low-Interest Debt
Step 6: Pay Off Your Low-Interest Debt
At this [...]
What Comes First? A Step-By-Step Guide to Financial Independence. Step 5: Set Up College Funds
Welcome to the fourth installment of Independent Beginning’s Step-By-Step Guide to Financial Independence inspired by Dave Ramsey’s “Baby Steps”. Yesterday, you learned about Steps 3 & 4: Complete Your Emergency Fund & Set Up a Retirement Account. Today, you will learn about Step 5: Set Up College Funds.
Step 5: Set Up College Funds
By [...]
What Comes First? A Step-By-Step Guide to Financial Independence. Steps 3 & 4: Complete Your Emergency Fund & Set Up a Retirement Fund
Welcome to the third installment of Independent Beginning’s Step-By-Step Guide to Financial Independence inspired by Dave Ramsey’s “Baby Steps”. In the first installment, you learned about Step 1: Set Up an Emergency Fund, and in the second installment, you learned about Step 2: Pay Off Your High Interest Debts. Once you have completed [...]
What Comes First? A Step-By-Step Guide to Financial Independence. Step 2: Pay Off Your High Interest Debts
Welcome to the next installment of the Step-By-Step Guide to Financial Independence here at Independent Beginnings! Yesterday, I introduced Step 1: Set Up an Emergency Fund. In Step 1, you were encouraged to set up an emergency fund equaling $1000 or 1-month’s worth of expenses, whichever is higher. Once this preliminary emergency [...]
What Comes First? A Step By Step Guide to Financial Independence. Step 1: Set Up an Emergency Fund
Many college graduates find themselves in a very interesting, exciting, but sometimes overwhelming situation: they are actually making money. For the first time in their lives, money is coming in that is not going straight back to tuition. While this is definitely a good thing, it often leaves the new graduate wondering what [...]
The Carnival of Twenty Something Finances: 6-29-09
Welcome to the June 29, 2009 edition of Twenty Something Finances. In this carnival, you will find the best personal finance articles for young adults! Make sure to check out each of the articles and, if you enjoy the carnival, make sure to share it with your friends! With that being said, [...]
