Personal Finance
Why the Little Things Really Do Matter
Frugal living involves a number of strategies to save on everyday and less frequent purchases. Many of these strategies, such as using coupons, cash-back websites, mail-in rebates, and generic brands to save money, seem to only chip away at the surface of your overall bill amount. Sometimes, I hear of people getting frustrated with putting [...]
Ready for the Real World Giveaway
Well, folks, this past week has been VERY busy for me. My husband and I both graduated, visited with our families who flew out to Utah, packed up our apartment, traveled to Kansas, and unpacked our home. We are finally close to being settled in, which means I have more time now for blogging. Yay! [...]
Independent Beginnings’ Weekly Spotlight 4-10-2010
Every Saturday, Independent Beginnings likes to highlight some of the best personal finance articles from around the web. Each of these articles stood out to me either for being insightful, informative, entertaining, unique, or interesting in some other way. Here are some of my favorites for this week: Student Loans and Financial Aid: How to [...]
Our Financial Goals
One of the most important steps in reaching financial success is setting financial goals. Goals help you to narrow your focus and actively work towards the things you wish to accomplish. Without financial goals, it is easy to mismanage your savings. For tips on setting effective goals, check out my article The SMART Method for [...]
New and Improved Free Monthly Budget Spreadsheet!
I am excited to announce that my free monthly budget spreadsheet has undergone its first major revision and is now EVEN BETTER than before! This is the spreadsheet I personally use for my monthly budget and I created it to meet my budgeting needs. The first version of this spreadsheet was released about a year [...]
Sometimes Life Throws You Curve Balls
Imagine that you are up to bat in the last inning of the last game of the World Series. You step up to the plate, lift up your bat, and look up at the pitcher with a “give me your best shot” glare. You are not scared. The entire series so far, the pitcher has [...]
Independent Beginning’s Weekly Spotlight
Welcome to Independent Beginning’s first ever Weekly Spotlight! From now on, ever Saturday I will be spotlighting what I feel are the best personal finance articles I have read during the week. There are a couple of reasons I have decided to do this. First of all, while I do my best to provide you [...]
What Comes First? A Step-By-Step Guide to Financial Independence: Step 7–Build Wealth Through Wise Investments
Welcome to the final installment of Independent Beginning’s Step-By-Step Guide to Financial Independence inspired by Dave Ramsey’s “Baby Steps”. In the last installment, you learned about Step 6: Pay Off Your Low-Interest Debt. In this installment, you will learn about Step 7: Build Wealth Through Wise Investments. Step 7: Build Wealth Through Wise Investments At [...]
What Come’s First? A Step-By-Step Guide to Financial Independence: Step 6–Pay Off Your Low-Interest Debt
Welcome to the fifth installment of Independent Beginning’s Step-By-Step Guide to Financial Independence inspired by Dave Ramsey’s “Baby Steps”. In the last installment, you learned about Step 5: Set Up College Funds. In this installment, you will learn about Step 6: Pay Off Your Low-Interest Debt Step 6: Pay Off Your Low-Interest Debt At this [...]
What Comes First? A Step-By-Step Guide to Financial Independence. Step 5: Set Up College Funds
Welcome to the fourth installment of Independent Beginning’s Step-By-Step Guide to Financial Independence inspired by Dave Ramsey’s “Baby Steps”. Yesterday, you learned about Steps 3 & 4: Complete Your Emergency Fund & Set Up a Retirement Account. Today, you will learn about Step 5: Set Up College Funds. Step 5: Set Up College Funds By [...]
