Archive for June, 2009
The Carnival of Twenty Something Finances: 6-29-09
Welcome to the June 29, 2009 edition of Twenty Something Finances. In this carnival, you will find the best personal finance articles for young adults! Make sure to check out each of the articles and, if you enjoy the carnival, make sure to share it with your friends! With that being said, let’s get this [...]
What to Consider When Choosing a Bank Account
Choosing a bank account can sometimes be an overwhelming task. There are many different financial institutions and many different kinds of accounts to choose from. Finding the perfect account will depend a lot upon your personality and your financial needs. However, no matter which kind of account you are looking at, you should keep in [...]
Creative Ways to Make Money On Campus
College is a time of fun, of learning, and of debt. Many students rely upon financial aid and their own hard work to make their way through their college experience. With job opportunities limited, sometimes students need to get creative in order to make money while at school. To help you get started, I have [...]
Carnival of Twenty Something Finances Will Be Here Next Week
Next week, on June 29th, I will be hosting the Carnival of Twenty Something Finances. Make sure to get your submissions in! You can go to this site to submit your articles. Remember, you may only submit one article per carnival edition! See you on Monday! Similar Posts: Independent Beginnings Will Be Hosting the Carnival [...]
“The Skinny On Credit Cards” Giveaway Winner
Sorry this took a couple extra days to post, but the winner of The Skinny on Credit Cars Book Giveaway is #5: Alison. I have not yet received a shipping address from you. If I have not been contacted by the end of today I will be forced to choose another winner. Congratulations! Similar Posts: [...]
Frugal Friday: Best Deals of the Week 6-14 through 6-21
Reminder: The Skinny On Credit Cards Book Giveaway ends today! Don’t miss your chance to enter! It’s been another busy week–thank goodness it’s Frugal Friday! As always, this week’s edition features the best deals from around the blogosphere! Make sure you take advantage of them before they expire. Make sure to check out my Saving [...]
Essential Tips for Buying Car Insurance
In a world where the unexpected can now be considered expected, car insurance is a necessity for any driver. Not only can car insurance protect you from having to pay for damage to your car, but it can protect you from hundreds of thousands of dollars in medical bills. Recently, my husband and I went [...]
Federal Student Loan Changes–Income Based Repayment
Starting on July 1st, 2009, students will receive a huge relief on their federal student loan payments. The program is called Income Based Repayment (IBR). The new program will set a limit on monthly payments that is a percentage of the student’s income. Specifically, IBR will cap monthly payments to 15% of the amount by [...]
Save Money This Father’s Day Using Cash-Back Programs
Father’s Day is coming up and that means it is time to go shopping! Many people purchase Father’s Day presents, and presents for other holidays, online. Did you know, though, that you could be earning up to 30% cash back on your online purchases? That’s right–many online retailers (and most of the well-known ones) participate [...]
Stacations–Great Ways to Have Fun Close-to-Home
Reminder: The Skinny On Credit Cards Book Giveaway is still open! Enter today! This is a guest post by my aunt, Rita H. If anyone else is interested in writing a guest post for Independent Beginnings, please use my Contact Form or email me directly at flipchick1127@yahoo.com with your submission. With the economy struggling right [...]


