Archive for February, 2009
Warning! Warning! Credit Cards Can Be Dangerous!
Credit cards are something that every college student will be confronted with during their college career. In fact, whether you are a college student or not, credit cards will most likely be a subject of concern for you. Nellie Mae reported that in 2005, the average undergraduate had an outstanding balance of $2,169 on his [...]
University-Sponsored Survey Sites
Nicole from Nicole’s Nickels has posted a great article with links to University-Sponsored survey sites. These sites will pay you (often through Amazon gift cards) to do studies for them. Though they may say that they are experiments, most are just surveys. Make sure to check out each site individually to see the rules for [...]
Tax Breaks that Every Student Needs to Know About
Image courtesy of http://flickr.com/photos/8586487@N06/ This past weekend, I had the wonderful opportunity of filing my taxes for the first time on my own. Although this could have been a very frustrating and stressful process, I actually enjoyed it quite a bit. It was a little difficult to pick which software program to use. In the [...]
How to Save Money on Groceries
Image courtesy of http://flickr.com/photos/17258892@N05/ With the worsening state of the economy, more and more people are looking for ways to cut back on spending. It turns out that one of the largest expenses families have each month is food. The amount you spend on groceries, however, does not have to be enormous. Following these steps [...]
Dave Ramsey’s Cash Envelope System: What It Is, Why to Use It, and How to Modify It
Image courtesy of http://flickr.com/photos/jtyerse/ Need help setting up and enforcing your budget? A great way to get started is to use Dave Ramsey’s cash envelope system. The envelope system designates an envelope for each category of your budget, such as food, gas, clothing, entertainment, etc. On the outside of the envelope, you write down a [...]
Saving Money on Airfare
Image courtesy of http://flickr.com/photos/caribb/ Many young couples have experienced the frustration of having to pay for expensive flights on a thread-bare budget. This is especially true for college students who go to school far from home. That is why I have decided to share with you my tips for saving on airfare. 1) Fly Southwest–Not [...]
How to Save Money on Textbooks
Image courtesy of http://www.flickr.com/photos/melomania/ 1) Check to see if your college offers a book exchange program. At my school, we have a page on the college website where we can buy books from and sell books to other students at my school. This program is so convenient because I don’t have to worry about shipping [...]
A To-Do List for Newlyweds
Image courtesy of natmeister. When I got married, I was swamped with all of the legal and financial things I needed to get done to establish my new life with my husband. There are name changes to make, bank accounts to set up, insurance policies to buy, and so on and so forth. Many new [...]
